What Ridley Capital Group (“Ridley”) Does with Your Personal Information
Financial companies choose how they share your personal information. Federal and state laws give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
- Name, address, and contact information
- Social Security number and/or driver’s license, passport, or other government ID number
- Employment information, account balances, transaction history and credit history
- Income and assets
- Device ID and IP address, OS version and type, browser version and type (In connection with your use of Ridley websites and mobile applications)
All financial companies need to share customers’ personal information to operate their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Ridley Capital Group (“Ridley”) choose to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
- For business operational purposes — such as to process your transactions, maintain your account(s), provide our website and Ridley Online Mobile Application, respond to court orders and legal investigations, or report to credit bureaus
- For our marketing purposes — to offer our products and services to you
- For joint marketing with other financial companies
- For our affiliates’ everyday business purposes — information about your transactions and experiences
- For our affiliates’ everyday business purposes — information about your creditworthiness
- For our affiliates to market to you
- For nonaffiliates to market to you
To limit our sharing
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing as described above.
How does Ridley protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Ridley collect my personal information?
We collect your personal information, for example, when you:
- open an account or seek advice about your investments o tell us about your investment or retirement portfolio or
- tell us about your investment or retirement earnings
- use Ridley’s or affiliates websites and/or mobile applications
- give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See “Other Important Information” below for more on your rights under state law.
What happens when I limit sharing for an account, I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates, we share with can include the new firm of the financial advisor servicing your account.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Ridley does not have any joint marketing partners.
For EU and UK Individuals only. Under certain circumstances, you have the right to i) ask for us to correct inaccurate personal information, and to have any incomplete information completed and for us to pass this on to other recipients of your personal information; ii) request erasure of your personal information and for us to pass this on to other recipients of your personal information; iii) request the restriction of processing and for us to pass this on to other recipients of your personal information; iv) obtain from us confirmation as to whether or not your personal information is being processed and where that is the case, access your personal information and details regarding the processing of that information; v) not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or similarly significantly affects you; vi) where the processing is based on your consent, object to processing and/or withdraw your consent without affecting the lawfulness of processing based on consent before its withdrawal; and vii) request us to transfer your information to another party.
Ridley may change this privacy notice at any time, and any changes or updates will be effective immediately on the date of posting.